SSDEFCU offers a wide variety of services to meet your credit union needs. Check out these time and money saving services.

Regular Share Accounts
Opening a regular share account establishes your lifetime membership with the Credit Union. You can come by our office or request a membership card by mail. It only requires a $5.00 initial deposit to open your share account.

• Competitive Dividend Rates
• Direct Deposit
  
• ATM Access
  
• No Monthly Fee
  
• Federally Insured up to $100,000 by the NCUA

Money Market Savings Accounts
Money Market Savings Accounts earn dividends at a higher rate and you still have access to your funds.

• Competitive Dividend Rates
• Minimum of $2,500 is needed to open this insured account
• Unlimited in-branch withdrawals
• Six preauthorized, automatic or electronic transfers per month to another Credit Union account or third party
• There is no set term

Club Accounts

In addition to our regular share accounts we offer both Christmas and Vacation Club accounts. Whether saving for Christmas or planning your next vacation our club accounts are here for you.

• No minimum balance
• Payroll deduction/direct deposit available
• No monthly fee

Checking Accounts
Our checking accounts are here to meet your needs. We offer free online banking, no hidden fees and easy access to your funds.

• No Monthly Service Charge
  
• No per check charges
  
• Direct Deposit
  
• Worldwide Access to your account with our free VISA Check Card
  
• Overdraft Protection linked to your savings account or personal line of credit Loan

Share Certificates
Share Certificates are available for those who want higher earnings and can leave their funds on deposit longer.

• $1,000 minimum deposit with terms from 6 to 24 months
• $10,000 minimum deposit with terms from 6 to 24 months
• Dividend Rates and APY* are guaranteed for the entire term of the certificate. Penalty for early withdrawal
• Dividends are calculated daily and paid monthly and at maturity
  

* Annual Percentage Yield

Simplify your life with Web Bill Pay. When was the last time you received a product or service that made your life easier, added security to your finances, saved you time and money, and best of all, allowed you to spend more time doing the things you enjoy? That service is available to you now with our free web bill pay service.

• Web Bill Pay is fast, simple and convenient
• Make single or recurring payments, anytime
• Save time, stamps and trips to the mailbox
• Set up a complete payee list
• View history of your payments
• Available to you 24 hours a day; there when you need it

Sign up for our free web bill pay service today!

• Looks like a credit card, works like a check!
• Access your checking account worldwide.
• Use your check card at any merchant that accepts VISA. The funds are deducted from your credit union checking account just like a check.
• No monthly or annual fees
• Get cash at any participating ATM.
• How do you apply? Click on the link below to download an application. Fax it to us at (858) 942-9105.

Download VISA Check Card application 

Wire services are available for incoming and outgoing , domestic and international wires.
 

Notary service is available free of charge to our members. Please call the credit union office for an appointment at 858-942-2775.
 

Have your money deposited electronically from your payroll to your savings or checking account. Call or come in the credit union office for information to set up your direct deposit today.
 

VISA travelers checks are available for purchase at the credit union office for a 1% fee. Don't take a chance with cash! If you're traveling and don't want to carry cash, visit the credit union office and purchase your VISA travelers checks.
 

Money orders are available for purchase in amounts up to $1000. There is a $2 fee for each money order purchased.

Questions or Comments? Having trouble with the website?

Please contact SSDEFCU directly via email at info@ssdefcu.com or by phone (858) 942-2775. Please do not direct your questions or comments to the Sony ISSA Help Desk.