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Jump to: Auto Loan Rates
| RV Loan Rates | Personal
Loan Rates | Deposit Rates | Certificate
Rates
Rates Effective 01/24/12. Rates and terms subject to change without
notice.
|
NEW AUTOS
|
| Model
Year |
APR
@ 100% Financing |
Terms |
|
| 2009 or Newer |
3.75%** |
Up to 36 months |
|
| 2009 or Newer |
3.99%** |
Up to 60 months |
|
| 2009 or Newer |
4.25%** |
Up to 72 months |
|
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| Calculate
Loan |
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USED AUTOS
|
| Model
Year |
APR
@ 100% Financing |
Terms |
|
| 2007-2008 |
3.99%** |
Up to 36 months |
|
| 2007-2008 |
4.50%** |
Up to 60 months |
|
| 2007-2008 |
4.75%** |
Up to 72 months |
|
|
06 or older
|
8.00%**
|
Up to 48 months
|
|
| Calculate
Loan |
*$20,000 minimum for terms 61 months or more.
Used Auto Loans - Used auto financing 100% of retail
Kelley Blue Book including tax, license, & service contract.
Older vehicles with retail Kelley Blue Book >$10,000
(including tax & license) up to 48 months. Older vehicles
with retail Kelley Blue Book value <$10,000 (including
tax & license) up to 36 months.
**Rates and terms may vary based on the credit worthiness
of the individual applicants. Special rates not valid
for
existing SSDEFCU refinances. Additional restrictions may
apply. Rates include an additional .50% discount for direct
deposit with automatic transfer.
|
|
 |
Rates Effective 01/24/12. Rates and terms subject to change without
notice.
| RVs |
| Type |
APR |
Terms |
| New RV |
7.99% |
Varies |
| Used RV |
8.49% |
Varies |
| BOATS |
| Type |
APR |
Terms |
| New Boat |
8.49% |
Varies |
| Used Boat |
8.99% |
Varies |
| MOTORCYCLES |
| Type |
APR |
Terms |
| Motorcycle |
11.00% |
Varies |
| Motorcycle |
12.00% |
Varies |
| Motorcycle |
13.00% |
Varies |
| PERSONAL
WATER CRAFT |
| Type |
APR |
Terms |
|
PWC |
11.00% |
Varies |
| PWC |
12.00% |
Varies |
| PWC |
13.00% |
Varies |
| Calculate
Loan |
Used RV - Financing up to 90% of retail Kelly Blue
Book value.
New Boat - Financing up to 90% of purchase price
including tax and license.
Used Boat - Financing up to 90% of retail Kelly Blue
Book Value.
New & Used Motorcycle & PWC- New/Financing
up to 75% of purchase price including tax and license. Used/Financing
up to 100% of wholesale value as determined by the "Kelly
Blue Book Motorcycle Guide".
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Rates Effective 01/24/12 Rates and terms subject to change without
notice.
| Type |
APR |
Terms |
Amount |
|
| VISA Classic
|
12.90% |
Min. Pmt 3% |
$300-$10000 |
|
| Line of Credit |
12.90% |
Varies |
$300-$10000 |
|
| Personal |
14.90% |
12-60 Months |
$300-$10000 |
|
| Share/CD Secured |
3%
+ Dividend APR |
Up to 120 Months |
Share or CD
Balance |
|
| Calculate
Loan |
|
Rates Effective 01/24/12. Rates subject to change without notice. Savings
are federally insured up to $250,000 by the National Credit Union
Administration.
| Type |
Average
Daily Balance |
Rate |
APY* |
|
Primary Savings
|
$5.00 |
0.05% |
0.05% |
| Secondary
Savings |
$5.00 |
0.05% |
0.05% |
| Club
Accounts |
$5.00 |
0.05% |
0.05% |
Checking
|
$2,500 |
0.00% |
0.00% |
| Money
Market Savings |
$2,500 |
0.10% |
0.10% |
| Money
Market Savings |
$10,000 |
0.15% |
0.15% |
| Money
Market Savings |
$25,000 |
0.20% |
0.20% |
| Money
Market Savings |
$50,000 |
0.25% |
0.25% |
| *Annual
Percentage Yield |
|
Rates Effective 01/24/12. Rates subject to change without notice. Savings
are federally insured up to $250,000 by the National Credit Union
Administration.
| Term |
Minimum
Balance |
Rate |
APY* |
| 6
month |
$1,000 |
0.30% |
0.30% |
| 12
month |
$1,000 |
0.40% |
0.40% |
| 18
month |
$1,000 |
0.45% |
0.45% |
| 24
month |
$1,000 |
0.50% |
0.50% |
| 6
month |
$10,000 |
0.35% |
0.35% |
| 12
month |
$10,000 |
0.45% |
0.45% |
| 18
month |
$10,000 |
0.50% |
0.50% |
| 24 month |
$10,000 |
0.55% |
0.55% |
| *Annual
Percentage Yield |
|
|
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trouble with the website?
Please contact SSDEFCU directly via email
at info@ssdefcu.com or
by phone
(858) 942-2775. Please do not direct
your questions or comments to the Sony ISSA Help Desk. |
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